Irs Max 401k Contribution 2025 Over 50 . The 401(k) contribution limit for 2025 is $23,500 for employee salary deferrals, and $70,000 for the combined employee and employer contributions. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024.
Employees aged 50+ can contribute up to $31,000 to most 401 (k), 403 (b), governmental 457 plans, and the federal government’s thrift savings plan, with a $7,500. Allows contributions up to $11,250.
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Maximum 401k Contribution 2025 Over 55 Years Joshua Mitchell , Starting in 2025, employees can contribute up to $23,500 into their 401 (k) and 403 (b) plans, most 457 plans, and the thrift savings plan for federal employees, the irs announced nov.
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